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Experts predict the biggest fintech trends for 2023

365 Retail

Whilst buy now pay later has raised concern in recent years, the online trend allowing customers to split their payments into interest-free instalments continues to surge. . Alongside this, data shows the term “Banking as a service” has seen 176% global increase, too. . Buy Now Pay Later 2.0 .

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Consumer Spending Will Be Our Best Economic Barometer

Retail TouchPoints

Other than absolutely essential costs like rent or a mortgage payment — which may have been covered by government stimulus checks before they run out — people have not had the opportunity to spend their money as normal. This third and perhaps most predictable option is a major risk to the financial system.

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Crypto And The Real World – What People Aren’t Telling You In All The Hype

eCommerce Guider

Cryptocurrency exchanges operate 24 hours a day and are not based in any one country. Insider trading exists in stocks, but there are laws and processes in place that protect people like us i.e. the outsiders. In 2008, Occupy Wall Street were on the streets, accusing big banks of rigging the system. Insider Trading .