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Embedded Finance: Making Payments Possible in New Frontiers

Retail TouchPoints

In fact, embedded finance will be a $777 billion opportunity by 2029. In doing so, businesses as diverse as consumer goods suppliers, transport operators, healthcare providers and entertainment companies can layer payment services into their processes, attract new customers with seamless payment journeys and generate additional revenues.

Payments 245
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The D2 Summit: Where Finance and Tech Leaders Can Tackle Web 3.0

Retail TouchPoints

Corporate executives are prioritizing digital transformation — even ahead of tackling market and economic instability and accelerating growth for their businesses, according to a new survey conducted by Decentralization Deciphered (D2), a subsidiary of Emerald Holding, Inc. The rapid emergence and dominance of Web 3.0

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Guarding the Retail Fortress: Cybersecurity Challenges and Network Interruption Risks

Retail TouchPoints

A cyberattack that compromises customer personal information can diminish the trust consumers place in a brand. While the report primarily focuses on how AI can optimize store layouts and marketing strategies, there is an underlying message on data security.

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The Honest Company Rides ‘Conscious Consumerism’ Wave Toward Potential $100M IPO

Retail TouchPoints

Ethical consumer goods brand The Honest Company filed for its long-anticipated IPO on April 9, 2021. In January 2021, the company brought in finance veteran Kelly Kennedy as CFO. Building a brand based on conscious consumers was considered niche and not scalable. According to the SEC filing , The Honest Co.

eCommerce 272
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What DTC Disruptors Can Teach Legacy Brands About Leveraging First-Party Data

Retail TouchPoints

With tracking cookies departing and consumer data privacy concerns rising, first-party data — information that companies collect directly from their customers — represents a much-needed gold mine for retailers and brands. They’re not using data, especially first-party data, to understand what consumers want.

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What Can and Should Retailers Do About Climate Change?

Retail TouchPoints

ESG analysis could indicate that management is focused on long-term competitive market advantages that also may help it meet future bondholder obligations. This is likely a reflection of heightened consumer price sensitivity in these subsegments. Consumers were more motivated than ever to pursue the lowest-cost goods.

Retail 342
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Inside MINISO’s ‘Joyful’ Omnichannel Expansion Plan

Retail TouchPoints

More specifically, MINISO has spent the last year-plus bolstering its brick-and-mortar footprint in North America to amplify its proprietary $10 N’ Under concept, which has become beloved among Gen Z consumers. MINISO controls the entire value chain, from product design to marketing and sales.